Effective July 18, 2022
The Loan Advisors LLC (NMLS #2428996) respects your privacy. This policy explains what information we collect, how we use it, and the choices you have. We’ve written it in plain language, the same way we approach everything else.
When you work with us or visit our website, we may collect:
We collect this directly from you, from consumer reporting agencies, and from third parties involved in your loan (such as your employer for verification purposes or a title company).
We use your information to:
As a mortgage company, we share information as needed to originate and service your loan. This includes:
We do not sell your personal information. We do not share it with third parties for their own marketing purposes.
Because we’re a licensed mortgage company, our information-sharing practices are also governed by the Gramm-Leach-Bliley Act, which limits how nonpublic personal information can be shared and requires that we tell you about our practices. Nothing in this policy changes those protections.
Depending on where you live, you may have rights under state privacy laws, which can include the right to:
To exercise any of these rights, contact us using the information below. We’ll respond within the timeframe required by applicable law.
We use administrative, technical, and physical safeguards designed to protect your information from unauthorized access, use, or disclosure. These include encryption, access controls, and staff training on data handling. No system is completely secure, so we can’t guarantee absolute protection, but we work to minimize risk at every step.
Our website uses cookies and similar technologies to understand how visitors use our site and to improve your experience. You can control cookies through your browser settings. Turning off cookies may affect how parts of the site function.
We retain personal and loan file information for as long as required by federal and state law and investor requirements, which is typically several years after your loan closes or your application is withdrawn. After that period, we securely dispose of the information.
Our website may link to third-party sites we don’t control, including lender and partner sites. This policy doesn’t apply to those sites, and we encourage you to review their privacy policies separately.
Our services are intended for adults seeking mortgage financing. We don’t knowingly collect personal information from children under 13, and our website isn’t directed at children.
We may update this policy from time to time to reflect changes in our practices or the law. We’ll post the revised version here with a new effective date. We encourage you to check back periodically.
If you have questions about this policy or how we handle your information, contact us at:
Email: help@asktla.com
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