Accessible financing with lower down payments and flexible credit requirements.
0%
For most borrowers with full entitlement.
Varies
Depends on a few factors.
None
No monthly PMI/MIP required.
Overview
VA home loans are one of the most valuable benefits earned through military service. Backed by the U.S. Department of Veterans Affairs, these loans remove the biggest barriers to homeownership, the down payment and monthly mortgage insurance.
Finance up to 100% of the appraised value with no down payment required for most borrowers.
Unlike conventional and FHA loans, VA loans do not require monthly mortgage insurance premiums.
VA loans often feature lower interest rates than conventional loans, saving you money over the life of the loan.
The VA does not set a minimum credit score, giving lenders flexibility to work with a range of credit profiles.
Get pre-approved and see what rate you qualify for. No obligation, no hard credit pull until you're ready.
