Accessible financing with lower down payments and flexible credit requirements.
3.5%
With a credit score of 580 or higher.
Credit Scores down to 500-579 may qualify with 10% down.
580+
Gives opportunities to those below 620
Required
Upfront and annual premiums apply.
Overview
FHA loans are insured by the Federal Housing Administration, making them more accessible to borrowers with limited savings or credit challenges. The government backing reduces the lender's risk, which translates to more flexible qualification requirements for you.
Ideal for first-time buyers, borrowers rebuilding credit, or anyone who needs a lower down payment option. FHA loans are one of the most popular paths to homeownership
Buy a home with as little as 3.5% down (580+ credit score), making homeownership more accessible.
FHA is more forgiving of past credit challenges, including lower credit scores.
Debt-to-income ratios up to 50% may be accepted with compensating factors.
FHA loans can be assumed by a qualified buyer if you sell your home.
Get pre-approved and see what rate you qualify for. No obligation, no hard credit pull until you're ready.
